San Francisco Personal Injury Attorney Sally Morin discusses the ways that you can cover your medical expenses in a personal injury case. San Francisco Personal Injury Attorney Sally Morin talks about the four ways in my last video, one being health insurance, two being med pay coverage on your auto policy, three being cash payments and four liens with your medical providers. br San Francisco Personal Injury Attorney Sally Morin elaborates on the first one, your health insurance. Take into consideration that when you cover medical expenses with your health insurance, you’re probably going to get a discount from what the going rate is for a charge. Let’s say your hospital bill is $5,000 if you were going to have to pay by cash because you don’t have insurance, but your health insurance company gets a discount because they bring so many patients to these facilities that your $5,000 bill might be something like $2,000. Just keep that in mind when you’re covering expenses with medical insurance. It’s great to have medical insurance, but when you’re in a personal injury case you need to understand that you’re not going to be able to recover from the third party, the person who caused your accident, the full billable amount of your medical expenses. You’re only going to be able to recover the amount that was charged to your insurance carrier and actually paid. We don’t like it, but that’s the state of the law right now. br If you have any questions about a particular personal injury case, please submit your case for review by San Francisco personal injury lawyer Sally Morin, A San Francisco personal injury attorney with 15 years of experience.br If you found the information in this video helpful, please add a comment below andor share the video on Facebook, Twitter or Google Plus! Thanks again for tuning in!br Note that this information may be applicable to any personal injury case including: bicycle accidents, motorcycle accidents, auto accidents or pedestrian accidents. br This video is not intended to be a source of legal advice for any purpose. Prior results do not guarantee a similar outcome. The information in this video does not constitute a guarantee, warranty or prediction regarding the outcome of your case.