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Did you know that Medicare's Fall "Open Enrollment Period" is mainly for switching Medicare Advantage and Part D plans? Also, according to years worth of survey data, "seniors' inability to understand the complexities of Medicare may be leading to poor decision-making" (says The Motley Fool). With this workshop-in-a-book, you will learn how Medicare is NOT "one-size-fits-all." For instance: * save money by truly understanding the options and pitfalls in the Medicare system; * avoid lifetime penalties and gaps in coverage with specific knowledge; * avoid the frustration of plowing through hundreds of medicare.gov pages (and "small print") or 300] page books with paragraph after dense paragraph; and * use this workbook's visuals and worksheets (including budgets) to know your personal needs and monetary limits. Example: Even if you sign up within a given enrollment period, you could have a coverage gap for months!Regardless of what other references you have, Medicare Enrollment Personal Workbook will be the most useful. It gets right to the point and the worksheets make it unique to your situation.Remember, your decisions about Medicare coverage will determine what you pay and the options you have for the rest of your life.The author spent many years as a Human Resources professional including developing and conducting employee and management training. She also wrote a newspaper column on management, articles and book chapters for legal publications, and conducted studies for large organizations.Ms. Campbell has used those analytical and training skills to write this workbook for you. It is practical, easy to understand and can save you hundreds or thousands a year, as well as help you make the best, most timely decisions.