Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - If you marry someone who filed for bankruptcy, how does that effect you, or your credit, etc.? - It depends on a number of variables. If your spouse filed bankruptcy after the marriage, and if you were a co-signer on any of the accounts, your credit score will be affected.

If your spouse filed for bankruptcy before the marriage and you were not a co-signer on any of the accounts, this bankruptcy would not affect your individual credit score. However, if the two of you now decide to apply for an additional credit line (mortgage, auto loan, credit card etc) AND you apply jointly, the spouses bankruptcy will have an effect on your application. -