Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - WHAT IS REAFFIRMATION? - WE RECENTLY CAME OUT OF BANKRUPTCY AND THE BANK THAT HOLDS A 2ND MORTGAGE WNATS US TO SIGN A REAFFIRMATION AGREEMENT. TO THIS DATE WE HAVEN'T SIGNED & I'M ASKING IF WE HAVE TO SIGN & IF WE DON'T DO WE STILL HAVE TO PAY THEM. -