http://www.youtube.com/watch?v=9_OXGQ7E358 Are you looking to refinance your student loans? I know many of us are looking for options on how best to reduce our debt once we graduate.

In the United States, the average student loan debt of a recent graduate is $21,000. If you are among the millions of young Americans with student loan debt, it is important to know your options for refinancing your student loan.
WHAT DOES IT MEAN TO REFINANCE A STUDENT LOAN?
When you refinance a loan, you pay off the balance of one loan with another loan. Refinancing a loan is the best option when you are looking for a lower monthly payment on your loan. This is achieved by lowering the interest rate or by extending the repayment time on the loan. Lowering the interest rate will ultimately help you repay less, while extending the repayment time will cost you more in the long run.